Real estate appraisal services for homeowners in the city of Advance and Cape Girardeau County

The top reasons MO homeowners use Area Wide Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in MO by determining the true market value of property in question

Do you own a home in or near Advance? Do you need help determining the value of your real estate?
Contact Area Wide Appraisal Services.

We at Area Wide Appraisal Services understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a regular homeowner that most likely doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you remove unneeded PMI insurance.

Challenge Cape Girardeau county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Area Wide Appraisal Services is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Area Wide Appraisal Services can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Area Wide Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.